Texas Partners Insurance Group - Home & Auto Insurance

Home Inventory - Free Online Software

2011-03-30T11:13:00.000-05:00

Home Inventory, the Insurance Information Institute's free online home inventory software. This application makes creating and updating your home inventory easy and efficient. And with our free, secure online storage you will have access to your inventory anywhere, any time. You never know when a disaster may strike, but you can be prepared with an up-to-date home inventory.

Follow This Link:

http://www.knowyourstuff.org/

Fidelity National Property and Casualty Insurance Group

2010-06-30T10:43:00.001-05:00

Fidelity National Property and Casualty Insurance Group is a nationwide provider of personal insurance products, including residential property, auto, flood and umbrella insurance. Get competitive rates and a guaranteed quote and policy by phone in as little as five minutes. Our Toll Free number is 866-839-2745.

What to do before a hurricane

2010-06-24T12:36:00.000-05:00

The key steps to insurance readiness can be summarized in one word: MUST.

Make an inventory of your personal possessions and their value.
Update your coverage to ensure you are protected against hurricane-related threats; to reflect improvements to your home's structure; and to cover your personal possessions. Update or add federal flood insurance, as well.
Secure your home against storms by taking steps to prevent flood damage, protect your roof, and strengthen windows and doors.
Take important documents, including a copy of your insurance policy, your inventory and insurance company contact information with you if you evacuate; send copies now to friends or family who live elsewhere. Carry important papers in zip-to-lock plastic bags.

 Review Policy: When was the last time you reviewed your homeowners insurance policy, either by yourself or with your insurance agent?
 Update Policy: Have you updated your homeowners insurance policy in the past 5 years?
 Flood: Do you have a separate flood insurance policy?
 Right amount of coverage: In the event of a hurricane, do you think you have the right amount of insurance coverage, not enough insurance coverage, or aren't you sure?
 Disaster plan: Develop a family disaster plan, including evacuation routes arrangements for any pets, and a disaster supply kit

30 Days left to Hurricane Season!

2010-05-07T12:17:00.001-05:00

The clock is already ticking down to the beginning of hurricane season, which also marks the beginning of severe weather that brings with it an increased risk of floods to Americans. There is typically a 30-day wait for a flood insurance policy to become effective, so it's important to secure your coverage now. Hurricane Season IS Flood Season.

http://www.texaspartnersinsurance.com/Texas_Flood_Insurance.htm

Helpful Hints for Freezing Temperatures

2010-01-07T13:15:00.005-06:00

As many of you are already aware, below freezing temperatures are expected across the country. Outdoor pipes, pipes in unheated areas, and pipes that run along uninsulated exterior walls can burst if the water in them freezes and expands. This can shatter pipe seals or the pipes themselves, sending water pouring through a house. Homeowners can avoid thousands of dollars of damage to walls, ceilings, carpets, and furniture by taking a few simple measures to protect the home. Below are some valuable instructions for handling freezing pipe conditions.

Insulate and Cover:

* Protect faucets, outdoor pipes, and exposed pipes in unheated areas by wrapping them with rags, newspaper, trash bags, heat tape, or plastic foam.

* Insulate your outdoor water meter box and be sure its lid is on tight.

* Seal any visible air leaks around electrical wiring, dryer vents, and pipes.

Drain:

* Drain hoses and sprinkler systems and store water hoses indoors.

* Drain swimming pool circulation systems or keep the pump motor running. (Run the pump motor only in a short freeze. Running the motor for long periods could damage it.)

* If you leave town, consider turning off your water at the shut-off valve while faucets are running to drain your pipes. Then contact your electric or gas utility company for instructions on protecting your water heater. Make sure you turn the faucets off before you turn the shut-off valve back on.

Prepare:

* Open the cabinets under sinks in your kitchen and bathrooms to allow heated indoor air to circulate around the water pipes.

* Set your thermostat at a minimum temperature of 55 degrees, especially when you’re gone for the day or away for an extended period.

* Let indoor faucets drip; it isn’t necessary to run a stream of water.

* Make sure you know where your home’s shut-off valve is and how to turn it on and off.

If Your Pipes Freeze

* If a pipe bursts and floods your home, turn the water off at the shut-off valve. Call a plumber for help if you can’t find the broken pipe or if it’s inaccessible. Don’t turn the water back on until the pipe has been repaired.

* If a pipe hasn’t burst but water is not flowing the pipes may have frozen. Leave the faucet on and thaw the pipe out with an electric heating pad, hair dryer, portable space heater, or towel soaked with hot water. Apply heat by slowly moving the heat source toward the coldest spot on the pipe. Never concentrate heat in one spot because cracking ice can shatter a pipe.

* Don’t use a blowtorch or other open-flame device. They may cause a fire or expose you to dangerous levels of carbon monoxide!

If You Have a Loss

* Contact your insurance agent or company promptly.

* Review your coverage. If you can’t find your policy, ask your agent or company for a copy.

* Keep all receipts and damaged property for the adjuster to inspect. If possible, take photos or videos of the damage before making repairs. Don’t make permanent repairs. An insurance company may deny a claim if you make permanent repairs before an adjuster inspects the damage.

Home Insurance Markets Available In Texas

2009-10-15T09:15:00.003-05:00

At Texas Partners Insurance we have several home insurance markets.

To view our carriers please visit our web site at
www.texaspartnersinsurance.com.

Our standard market insurance carriers can be found at the link below:

http://www.texaspartnersinsurance.com/std_markets.htm

Our agency has access to Chubb (high value homes), The Hartford Insurance, Safeco Insurance, Encompass Insurance, Fidelity Insurance, MetLife Insurance, Home Owners Of America Insurance as well as several others markets.

Helpful Insurance Videos Attached

2009-10-05T16:22:00.002-05:00

Real Time Home & Auto Insurance Quotes Available Online

2009-10-05T16:19:00.002-05:00